The Credit Guy
We Do More To Increase Your Scores
We understand your credit score is a critical key to financial freedom. Our credit consultants are board certified with 10+ years of proven in depth knowledge and analytical skills to solve your credit issues. We use aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. Our process is based on knowledge of consumer laws and extensive experience with the credit bureaus.
Providing Solutions For Credit
The Credit Guy will improve your scores by deleting Negative Items from your credit reports. We have the tools to help you reach your goals.
WHAT DO YOU GET?
A Real Board Certified Credit Consultants, Dedicated To You Start to Finish
Access to Your Personal File Via Internet 24/7
A Financial Timeline That Will Help You Balance and Follow Along To Keep Your Credit Goals
Providing Solutions For Credit
We understand your credit score is a critical key to financial freedom. Our credit consultants are board certified with 10+ years of proven in depth knowledge and analytical skills to solve your credit issues. We use aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. Our process is based on knowledge of consumer laws and extensive experience with the credit bureaus.
Certified Trust and Reliability
Call us today and give us a try!
Our Goal To Repair & Remove
Repossessions
Student Loans
Foreclosures
Inquires
Charge-Offs
Collections
Tax Liens
Bankruptcies
Late Payments
More
Testimonials and Results from Satisfied Customers
Richard Smith, New Jersey
Credit Guy, your company is absolutely amazing. I have to admit I was a little skeptical at first, but after seeing these great results after only a few months, it’s very reassuring
Shawn Brown, Florida
Shedrick, The Credit Guy, your work and help have been most beneficial to me and my wife. God Bless You!!!
Patricia Thompson, South Carolina
Shedrick is wonderful. He’s always available for any question I have.
Michael McDonald, Nevada
I am so very grateful for all the help you have given me. I was able to get a new car and a couple of credit cards.
Debbie Allen, South Carolina
The Credit Guy is The Boom!!! My credit scores went from low 500’s to 700’s in 4 months.
Anthony Fleming, North Carolina
I highly recommend The Credit Guy!!! He has done exactly as he promised!!!
Lisa Johnson, Texas
My Credit score went from 430 to 698. Shedrick is the man!!!
Laura Baker, California
Shedrick, The Credit Guy is AWESOME!!!
Daniel Garcia , California
Shedrick is Outstanding! There is no one more professional, dedicated and knowledgeable then The Credit Guy. I will highly recommend others to him without hesitation.
Frequently Asked Questions
Why should I Use The Credit Guy for Credit Repair?
The Credit Guy assists consumers in increasing their credit scores. Credit Repair is a complicated process and consumers can easily become overwhelmed. Most individuals simply do not have the time, knowledge, experience, or patience to deal with the massive bureaucracies and red tape of the credit bureaus. The Credit Guy eliminates the time you would spend gaining knowledge of the consumer laws and rights under the Fair Credit Reporting Act (FCRA), Fair Debt Collections Act (FDCA) and others laws affecting your credit.
Why Fix Your Credit?
The more negative items you have on your credit, the lower your credit score will be. Which means, when you have these inaccurate negative items reporting on your credit report, you are forced to pay higher interest rates on auto loans, mortgage loans, credit card accounts, and even insurance costs which can end up costing you thousands of dollars.
How Long Before I See Results?
The timeline varies, but clients often see positive changes in as few as 30 to 45 days. The total duration depends on the number and complexity of items being disputed.
Can We Communicate via Email?
Yes! You can always email us at [email protected] with any questions you have. We’ll get back to you promptly so you are always moving forward. If you are not already a client and have questions about the service please email us at [email protected], If you are a member and have questions about your account email your personal repair counselor for assistance.
What Are The Costs?
The Credit Guy offers two programs, Monthly or Flat Rate, we keep it simple. Monthly Subscription is $99 down and $99 per month, Cancel Anytime. Flat Rate is $500. Couple Monthly Subscription is $168 down and $168 per month. Flat Rate is $800 for couples.
Do you contact only credit bureaus?
The Credit Guy will contact creditors as well as the credit bureaus in our efforts to dispute and remove negative or inaccurate items from your report.
Will you work with me if I have a Bankruptcy?
Yes, But this is case by case depending on your repair needs. Please contact us at [email protected] with questions or for a free consultation. The short answer is that yes, we can help with bankruptcies; however we are honest and upfront when helping you identify your expectations. CSS can also help you reestablish credit after a major event like a bankruptcy, foreclosure or repossession.
What if my negative items are accurate?
The Credit Guy can still help you clean up negative items even though they may be accurate. We do this by fully exercising your rights under the governing consumer laws.
Will pulling my credit report hurt my score?
Accessing your own credit score does not affect your score. Access to your own credit scores on demand is one of your many rights under the consumer credit laws.
How do I get started?
You may Sign Up on line (click on register) directly or complete the short form to request a Free Consultation (contact us). Either way, a Credit Counselor will be assigned and contact you shortly via phone and/or email to assist you further. You may also signup or request info via phone at 662-528-7350 or email us at [email protected].
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